What is debt? Pronunciation and usage in English

debt means . Learn how to pronounce and use debt through vivid examples and easy-to-understand exercises.

Definition & pronunciation of debt

debtnoun

/dɛt/
Definition & pronunciation of debt

Okay, let's break down how to pronounce "debt" in English. Here's a breakdown:

The most common and generally accepted pronunciation is:

  • dehbt

Let's break it down syllable by syllable:

  • de - Sounds like the "de" in "desk" – a short, quick "eh" sound.
  • bt - This is the tricky part. It's a single sound, not two separate "b" and "t." Think of it as a blend of a "b" and "t" that flows together. It's often described as a "d" sound followed by a very quick "t" – almost like a breathy "d" that transitions immediately into a "t." It’s a subtle but important distinction.

Here's how to practice:

  1. Say "de" like in "desk."
  2. Now, quickly blend in "bt" – trying to make it sound like a single sound that's similar to a "d" followed by a very light "t."

Resources for Hearing it:

Important Note: There's a less common, older pronunciation that uses a "debt" (like "deb-it") - this is less frequently heard and mainly found in older texts or in some regional dialects. However, the "dehbt" pronunciation is overwhelmingly the standard.

Would you like me to:

  • Repeat the pronunciation slowly?
  • Give you some example sentences using the word "debt"?

Usage and examples with the word debt in English

Let's break down how to use the word "debt" in English. It's a versatile word with several meanings, so understanding the context is key. Here's a breakdown:

1. Financial Debt (Most Common)

  • Definition: This is the most common meaning – an amount of money owed by one person or entity to another.
  • Examples:
    • "He has a large debt of $100,000 on his mortgage." (A loan on a house)
    • "The company is struggling with its debt burden." (Total amount owed)
    • "She’s been working overtime to pay off her student debt." (Money borrowed for education)
    • "Bankruptcy can erase personal debt." (Eliminating money owed)
    • "Interest rates on debt are rising." (The cost of borrowing)

2. Moral/Emotional Debt

  • Definition: This refers to a feeling of obligation or guilt that arises from a past action or failure to fulfill a promise. It's not about money, but about owing someone something in terms of goodwill or emotional support.
  • Examples:
    • "He felt a debt of gratitude to his mentor for his guidance." (He feels obligated to repay the mentor's kindness)
    • "She carried a debt of guilt for not visiting her grandmother more often." (She feels she owes her grandmother more visits)
    • "I feel a moral debt to help those in need." (A sense of duty to assist others)
    • "Paying back a favor is a way to settle a social debt." (Returning a kindness)

3. Figurative Debt (Less Common)

  • Definition: Sometimes “debt” is used metaphorically to describe a burden or obligation that’s not easily quantifiable.
  • Examples:
    • “She’s burdened with the debt of past mistakes.” (She feels weighed down by regret or consequences.)
    • "The country carries a debt to its veterans." (A sense of honor and responsibility)

Key Phrases & Related Words:

  • Pay off debt: To eliminate a debt.
  • Debt repayment: The process of paying off a debt.
  • Debt consolidation: Combining multiple debts into one loan.
  • High-interest debt: Debt with a significant amount of interest charged.
  • Good debt vs. Bad debt: ‘Good debt’ (like a mortgage) is generally considered beneficial, while ‘bad debt’ (like credit card debt) is a concern.
  • Default on a debt: To fail to make payments on a debt.

Tips for Usage:

  • Context is vital: Pay close attention to the sentence and situation to determine if "debt" refers to financial obligations or something deeper.
  • Specificity: When talking about financial debt, be specific about the type of debt (mortgage, student loan, credit card, etc.).

Do you want me to:

  • Give you more examples of how to use "debt" in a particular context (e.g., business, personal finance, literature)?
  • Explain how to form different types of "debt" (e.g., loans, bonds)?
  • Provide a sentence using "debt" and ask you to identify its meaning?

Idioms of the word debt

be in somebody’s debt
(formal)to feel grateful to somebody for their help, kind behaviour, etc.
  • I am in Ruth's debt for the excellent advice she gave me.

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