What is repayment? Pronunciation and usage in English

repayment means . Learn how to pronounce and use repayment through vivid examples and easy-to-understand exercises.

Definition & pronunciation of repayment

repaymentnoun

/rɪˈpeɪmənt//rɪˈpeɪmənt/

Okay, let's break down how to pronounce "repayment" in English. Here's a breakdown, along with audio examples if possible:

1. Syllables:

The word "repayment" is typically broken down into three syllables:

  • re (like the beginning of "red")
  • pay (as in "pay attention")
  • ment (rhymes with "sent")

2. Phonetic Transcription (Approximate):

This is the closest to the sound, but it's a bit technical:

  • /ˈrɪˌpeɪmənt/

Let's break this down further:

  • /ˈrɪ/: The first syllable – a short "uh" sound, as in “bit.”
  • /ˌpeɪ/: The second syllable – a clear "ay" sound, as in "say." This syllable is slightly emphasized.
  • /mənt/: The third syllable – rhymes with “sent” and is a short "uh" sound.

3. How to say it aloud:

Here’s a step-by-step guide combining the syllables:

  1. Say "re" - like "red"
  2. Say "pay" – like "pay attention"
  3. Say "ment" – like “sent”

Putting it together, it sounds like: "Reh-pay-ment"

4. Tips for Accuracy:

  • Stress: The second syllable ("pay") is slightly stressed. This means it’s a bit louder and longer than the other syllables.
  • Rhyme: “Payment” rhymes with “sent.”
  • Don’t over-pronounce: Avoid adding extra "uh" sounds between the syllables. Focus on clear pronunciation of each syllable.

Resources for Hearing the Pronunciation:

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Usage and examples with the word repayment in English

Let's break down how to use the word "repayment" in English. It's a pretty versatile word, but it's important to understand its nuances.

1. Core Meaning: The Act of Paying Back

At its most basic, "repayment" refers to the act of paying back money that you owe someone.

  • Example: "The bank sent him a letter requesting repayment of the loan."
  • Example: “She made a full repayment of her credit card debt last month.”

2. As a Noun (the thing being paid back)

Most commonly, "repayment" is used as a noun to describe the amount owed and the act of paying that amount.

  • Example: "The repayment schedule is outlined in the loan agreement." (This refers to the plan for paying back the loan.)
  • Example: "He received the repayment from his friend." (This refers to the money he received.)
  • Example: "The company is expecting a large repayment of its investments this year."

3. Phrases Using "Repayment"

Here are some common phrases where "repayment" is used:

  • Repayment plan: A schedule for paying back a debt. ("They offered a 60-day repayment plan.")
  • Partial repayment: A payment that’s less than the full amount owed. ("She made a partial repayment of the bill.")
  • Interest repayment: The portion of a payment that goes towards paying off the interest, not the principal. ("The monthly interest repayment was higher than expected.")
  • Repayment term: The length of time you have to repay a loan. ("The repayment term for this mortgage is 30 years.")
  • Final repayment: The last payment made on a loan. ("The final repayment includes all remaining principal and interest.")

4. Context Matters – Related Words

  • Debt: Repayment is always linked to debt – the amount owed.
  • Loan: Loans often involve repayment schedules.
  • Credit: Credit card repayments are a common use of the word.
  • Principal: The original amount of money borrowed (often the part of the repayment that goes towards the actual debt).
  • Interest: The cost of borrowing money – added to the principal and part of the repayment.

5. Formal vs. Informal

“Repayment” is generally considered a more formal word. You might use it in contracts, legal documents, and business correspondence. In casual conversation, you’d more likely use phrases like "paying it back," "settling the debt," or "repaying the money."

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Synonyms for the word repayment

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